LEGAL DISCLAIMER

The information contained and accessed on this site (the "Site") is provided by the Craig Hamilton & Company, P.C. (CHC) entity indicated on the homepage as owner of the Site ("CHC") for general guidance and is intended to offer the user general information of interest. The information provided is not intended to replace or serve as substitute for any legal (in those jurisdictions where CHC is permitted to practice law), accounting, tax or other professional advice, consultation or service. You should consult with a CHC professional in the respective legal, accounting, tax or other professional area.

Based on specific facts or circumstances, the application of laws and regulations may vary. Based on the fundamental universal condition of the electronic communication process, CHC does not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. Therefore, the information is provided "as is" without warranties of any kind, express or implied, including accuracy, timeliness and completeness. In no event shall CHC, its related partners, managing directors, principals, agents or employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including, but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to contract, negligence or other tortious actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use hereof.

As content on the Site is copyrighted, any unauthorized use of any materials on the Site may violate copyright, trademark and other laws. Should a user download the materials on the Site for personal or non-commercial use, the user must retain all copyright, trademark or other similar notices contained in the original materials on any copies of the material. Materials on the Site may not be modified, reproduced or publicly displayed, performed or distributed or used for any public or commercial purposes.

Third Party Links are provided as a convenience to our users. CHC does not control and is not responsible for any of these sites or their content. CHC is obligated to protect its reputation and trademarks and CHC reserves the right to request removal of any link to our website.

Explicit permission is required to use the CHC logo. To request this written approval, contact the Webmaster or send an e-mail under "Contact Us."

The following web link activities are explicitly prohibited by CHC and may present trademark and copyright infringement issues:

> Links that involve unauthorized use of our logo
> Framing, inline links or metatags
> Hyperlinks or a form of link that disguises the URL and bypass the homepage

For further statements and representations regarding the information provided on this site, please review the "Privacy Statement."

Craig Hamilton & Company, P.C.